After salaries, Employee Benefits are the second most expensive cost
confronting a business.  Our affiliated benefits company, Professional
Benefits Consultants, LLC (PBC) is a full service, employee benefit
insurance agency with its own professionally trained and licensed staff.

The goal of our Benefits division is to structure an Employee Benefits
package for your company that will provide comprehensive coverage for
your employees and still be cost effective to you as the business owner.  
PBC will use deductibles, co-pays and multiple plans from which to
choose the best plan for your employees.

Full customer service is a priority at PBC.  Our experience enables us to
offer knowledge to both public and private business employers.  PBC can
design, administer and manage your entire employee benefits program.  
Let PBC tailor a program to meet your needs and objectives.

PBC has knowledge of the local marketplace and will design a flexible
and comprehensive Group Benefits Programs for you.  We offer the
following carriers for our Benefits:


Life Insurance Companies                      Health Insurance Companies

Saving Bank Life Ins. Co.                             Horizon BCBS of NJ
Banner Life Ins. Co.                                     AmeriHealth
Prudential Financial Ins. Co.                         Aetna
Presidential Life Insurance                            United Health Care (Oxford)
Protective Life                                              Met Life
Lincoln National
Harleysville                                                Vision
Met Life                                
Ft. Dearborn                                                Spectera
U.S. Financial                                              VSP
Kemper Life Insurance                                 Horizon Eye Care
Specialty Risk International                           Davis Vision
AXA Equitable Life Ins. Co.                        Simple Solutions
Colonial                                                       AIG- American General
AIG

Dental                                                        Prescriptions

BCBS Dental                                               Caremark (Horizon BCBS)
Delta Dental                                                 Futurescript
Ft. Dearborn                                                Medco
Met Life Dental                                            Aetna Prescription
Colonial
Fortis                                                           Disability Carriers
Aetna                                                           Met Life
AIG—American General                              AIG-American General
                                                                   Union Central
                                                                   Guardian
                                                                   Harleysville